So are you one of those who has a doubt on whether it really makes sense to have health insurance at all? And you think it is just a waste of money and a ‘marketing gimmick’ by insurance companies? If that sounds familiar, we urge you to read this article.
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Before you buy your Health Insurance plan, check the Incurred Claims Ratio for Health Insurance companies in India. It will give you a good idea about which companies are managing their claims well, making profits and therefore having the ability to service you well in case you have a claim.
Unlike Fixed Deposits and National Saving Certificates, products like Life insurance, health insurance and pension plans can be great saving products to invest in. Know how they help to save tax on both what you invest in 2014-2015 and what your get as returns later.
Your life insurance should equal your Human Life Value (the financial value that you will provide your family over your life). Add any Loan amount to that.
Now the question was to identify the right companies that my family could rely on when I was no longer there. I was considering purchasing more term insurance. I had a cover of 2 Crore but had realized that it was too less. The first thing I did was to go to mintwise.com to check […]
We obviously want to stay happily and healthily for a long, long time. However, there is always an uncertainty in terms of death, disability or disease. Life Insurance has been the most preferred tool to counter any such uncertainty. A Term Plan offers a good protection plan at affordable price. The sum Insured is payable […]