Unlike Fixed Deposits and National Saving Certificates, products like Life insurance, health insurance and pension plans can be great saving products to invest in. Know how they help to save tax on both what you invest in 2014-2015 and what your get as returns later.
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It is dangerous to keep your home loan exposed to the chances of your death. If you were to really die, not just will your family lose the income that you bring in, but the entire outstanding balance of the home loan will have to be paid by them – a situation that is surely best avoided. Know how can you cover your family with a Home Loan Insurance, and what are the types that you can go in for.