IRDA has announced the Claim Settlement Ratio for 2017-2018 in Dec 2018. This is valid as most recent till Dec 2019, when the next year’s data will be published by the Regulator. If you are looking for a term insurance plan, you MUST know the IRDA Claim Settlement Ratio (CSR) before making the decision. At […]
Your life insurance should equal your Human Life Value (the financial value that you will provide your family over your life). Add any Loan amount to that.
Now the question was to identify the right companies that my family could rely on when I was no longer there. I was considering purchasing more term insurance. I had a cover of 2 Crore but had realized that it was too less. The first thing I did was to go to mintwise.com to check […]
If you are considering a purchase of a Health Insurance policy for yourself or your family, Well Done, you are making a wise decision. Why Health Insurance: Life expectancy has moved up continuously over the last few decades. This means that we may need to manage multiple diseases or medical conditions in our lifetime. Luckily, […]
We all love our cars and give due care to their safety & maintenance. We all consider buying motor insurance as part of our car care plan. In India, buying a third party motor insurance is compulsory, without which driving on the roads will be considered as illegal. Motor insurance in India has two broad […]
We obviously want to stay happily and healthily for a long, long time. However, there is always an uncertainty in terms of death, disability or disease. Life Insurance has been the most preferred tool to counter any such uncertainty. A Term Plan offers a good protection plan at affordable price. The sum Insured is payable […]